11 Key Features of Credit Rating (Explained)
Ratings rest on information, weigh many factors, may come from several agencies, are monitored and published, and can be appealed.
Topic
Finance & Investment
Banking, capital markets, portfolios, credit and financing options for businesses and investors.
16 Key Pros and Cons of Hire Purchase in Business
Hire purchase spreads the cost of an asset, but you pay more overall and only own it after the last instalment. The full list of pros and cons.
7 Main Types of Post Shipment Finance in Exports
Negotiating or buying export documents, advances against bills, goods on consignment, undrawn balances and retention money: how exporters get paid early.
What is Pre-Shipment Finance in Exports? Meaning and Types
How pre-shipment finance funds an export order before goods leave, and how packing credit and advances against incentives or cheques work.
12 Forms and Functions of International Banking
Correspondent banks, representative offices, foreign branches, subsidiaries and offshore centres: how banks operate abroad and what they do there.
10 Services Offered by International Banking to Their Customers
Trade finance, foreign exchange, correspondent banking, global cash management, IBAN and more: what international banks offer businesses and individuals.
What is Universal Banking – With Pros and Cons
Universal banks offer lending, deposits and investment services under one roof. How the model works, why it saves costs, and the main risks.
Travellers Cheque: 8 Key Features with Pros and Cons
Anyone can buy them, they carry a double signature for safety and are cashed at chosen branches. How travellers cheques work, with pros and cons.
13 Different Services Rendered by Merchant Bankers
Corporate and project counselling, loan syndication, managing share issues, advisory work, portfolio management and more: what merchant bankers do.
Derivatives: Meaning, Functions, Types, Pros and Cons
What derivatives are, how they help discover prices and move risk, the main types from forwards to options, and their benefits and dangers.