Quick answer: Advantages of commercial banks: safe, insured savings, interest income, business and household credit, payment services, mobilising savings, delivering
Entrepreneurship
Starting and running a business: ideas, theories, funding, challenges and the Indian startup ecosystem.
Quick answer: Public deposits are fixed-term deposits that companies accept directly from the public at stated interest rates. For the
Quick answer: Lease financing lets a business use machinery or equipment without buying it, paying rent to the leasing company
Quick answer: Ploughing back of profits means keeping part of the profit in the business instead of paying it all
Quick answer: Trading on equity means using borrowed funds or preference capital, which carry a fixed cost, to increase the
Quick answer: Capital gearing is the ratio between a company’s fixed-cost capital (debt and preference shares) and its equity. A
Quick answer: The cost of capital is the minimum return a company must earn on its investments to keep investors
Quick answer: Psychological factors are the inner drives that push people to become and succeed as entrepreneurs. The main ones
Quick answer: Social responsibility matters to entrepreneurs because it is now expected by law, government policy and customers, and because
Quick answer: Entrepreneurs help balance regional development by setting up industries in backward areas. They use local resources, take advantage









