Entrepreneurship

Starting and running a business: ideas, theories, funding, challenges and the Indian startup ecosystem.

Business owner receiving a loan at a bank counter, illustrating commercial banks
Entrepreneurship

Quick answer: Advantages of commercial banks: safe, insured savings, interest income, business and household credit, payment services, mobilising savings, delivering

Public handing savings to a company for deposit certificates, illustrating public deposits
Entrepreneurship

Quick answer: Public deposits are fixed-term deposits that companies accept directly from the public at stated interest rates. For the

Leasing company handing machine keys to a factory owner paying monthly rent
Entrepreneurship

Quick answer: Lease financing lets a business use machinery or equipment without buying it, paying rent to the leasing company

Owner pouring profit coins back into a growing factory, illustrating ploughing back of profits
Entrepreneurship

Quick answer: Ploughing back of profits means keeping part of the profit in the business instead of paying it all

Lever using a small bag of borrowed money to lift a larger pile of profit
Entrepreneurship

Quick answer: Trading on equity means using borrowed funds or preference capital, which carry a fixed cost, to increase the

Seesaw balancing loan documents against equity shares, illustrating capital gearing
Entrepreneurship

Quick answer: Capital gearing is the ratio between a company’s fixed-cost capital (debt and preference shares) and its equity. A

Manager comparing project return with a cost-of-capital hurdle line, illustrating cost of capital
Entrepreneurship

Quick answer: The cost of capital is the minimum return a company must earn on its investments to keep investors

Entrepreneur profile with target, control and risk icons, illustrating psychological factors in entrepreneurship
Entrepreneurship

Quick answer: Psychological factors are the inner drives that push people to become and succeed as entrepreneurs. The main ones

Entrepreneur supporting the community, workers and environment near a factory
Entrepreneurship

Quick answer: Social responsibility matters to entrepreneurs because it is now expected by law, government policy and customers, and because

New factories appearing in rural regions on a map, illustrating balanced regional development
Entrepreneurship

Quick answer: Entrepreneurs help balance regional development by setting up industries in backward areas. They use local resources, take advantage